Interest Rates

 

Annual Percentage Yield (APY)

The interest rate and annual percentage yield may change at any time at the bank's discretion. The annual percentage yield assumes interest remains on deposit until maturity. Any withdrawal will reduce earnings and APY.

Interest rates and annual percentage yields stated below are accurate as of 03/04/2014. You may call 702-252-8777 to obtain current information. Please look at Personal Banking and Business Banking tabs on this website for minimum opening balance and other account terms.

Time Certificate Rates
Terms with Fixed Rate ($500 Minimum Opening Balance)
Account Balance Less Than $100,000.00 Interest Rate APY
3 to 5 Months 0.20% 0.20%
6 to 11 Months 0.40% 0.40%
12 to 17 Months 0.60% 0.60%
18 to 23 Months 0.65% 0.65%
24 to 35 Months 0.75% 0.75%
36 to 47 Months 0.85% 0.85%
48 Months 1.00% 1.00%
60 Months 1.10% 1.10%
Account Balance $100,000.00 or More Interest Rate APY
3 to 5 Months 0.25% 0.25%
6 to 11 Months 0.40% 0.40%
12 to 17 Months 0.60% 0.60%
18 to 23 Months 0.70% 0.70%
24 to 35 Months 0.80% 0.80%
36 to 47 Months 0.95% 0.95%
48 to 59 Months 1.10% 1.10%
60 Months 1.20% 1.20%

CDs - Interest will be compounded and credited monthly. You will be paid this rate until first maturity. You must maintain the account balance referenced for each tier in order to earn the annual percentage yield (APY) disclosed.

*Substantial penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.